Low Deductibles
Attractive Pricing
Worldwide Coverage
12 Month Protection
(even after graduation)
Policy Features & Benefits
We offer a comprehensive Personal Property Insurance Plan available to college/university students, faculty and staff for the protection of personal and university property. Our plan protects against theft and accidental damage to electronic devices & personal property that may occur while at school, home or when studying abroad.
What We Cover:
- Computers & laptops
- Smartphones & tablets
- School & rental property
- Electronics
- Clothes
- Bicycles
- Books
- And much more!
What We Protect Against:
- Theft & burglary
- Fire
- Accidental damage
- Flood
- Earthquake
- Vandalism
- Electrical damage
- Water damage
Should I Add Liability Coverage?
Personal Liability is available as an add-on to those who want it.
Fast & Friendly Claim Processing
Filing a claim is quick and easy with our 24/7 online claims service available from a mobile device or computer. Our dedicated in-house Gallagher claims team is also available by phone during normal business hours.
How We Compare to Homeowners or Renters Policies
| URMIA Student Property Insurance | Standard HO or Renters Policy | |
|---|---|---|
| Coverage Plan Insuring MOST All Causes of Loss | Yes | Maybe |
| Theft | Yes | Yes |
| Accidental Damage (Drops & Spills) | Yes | No |
| Lowest Deductible Option | $25 | $500+ on standard HO |
| Identity Theft Expense Reimbursment | Yes | No |
| URMIA Student Property Insurance | Standard HO or Renters Policy | |
|---|---|---|
| If liquid is spilled on my computer, will my policy cover the damage? | Yes | No |
| If I drop my computer and crack the screen, will it be covered? | Yes | No |
| If I study abroad during the school year, does the policy still cover my personal property? | Yes | Yes |
| If I borrow or use school equipment, will it be covered under my policy? | Yes | Maybe |
Want to Know More? Let's Talk.
If you have any questions regarding insurance policies or claims, we're just a phone call or email away.