About Us

About URMIA's Student Property Insurance

The University Risk Management and Insurance Association (URMIA) is an international non-profit educational association serving colleges and universities. Our core purpose is to promote the advancement and application of effective risk management principles and practices in institutions of higher education.

URMIA has created our Student Property Insurance program to serve this core purpose. This program created for URMIA delivers extensive coverage from the major personal property risks students, faculty, and staff of our member institutions face while offering both very low deductibles and the most affordable annual premiums. We also offer an optional liability coverage to protect our policyholders from damages to third parties for which they may be held responsible.

URMIA's Student Property Insurance program is administered by Gallagher, a leading global insurance broker. Gallagher has extensive experience in the service of higher education institutions and their students. The company is a long-time innovative, driving force in the student property protection market, creating and administering products to manage the unique risks of the space.

Highest Industry Rankings Back Our Student Personal Property Insurance

Our student property insurance program is underwritten by Allianz Global Corporate & Specialty (AGCS), which is part of one of the world's largest property and casualty insurer, the Allianz SE Insurance Group. This company is A+ rated from A.M. Best among the highest ratings an insurer can earn for financial stability. For more information, please visit www.agcs.allianz.com.

Our optional Liability insurance programs are underwritten by Markel American Insurance Company, Inc, a Fortune 1000 company. This company is rated "A Excellent" from A.M. Best, also among the highest ratings an insurer can earn for financial stability. For more information, please visit www.MarkelAmerican.com.

For College Administrators and Residence Managers

We can work with you to offer insurance to your students with whatever level of support you require. Please contact us or read here about how we can work with you.